Primary Standard & Hospital Plan
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Monthly Premiums
The rates below are for Individuals, per member per month. If you are a member as part of a Group/ Company, your rate may be different.
Principal
R635 PM
Adult Dependent
R575 PM
Child Dependent
R225 PM
BENEFITS
In-Hospital Accident Benefit
R300 000 per member per event. Maximum of R1 000 000.
Hospital Footprint
Access to all private hospitals accepting health insurance products.
ICU Benefit
Included in Hospital Illness Benefits.
Shortfall Benefit
Included in Hospital Illness Benefits.
Post-Hospital Accident Rehabilitation
R10 000 per member per event for physiotherapy and occupational therapy only.
In-Hospital Illness Benefit
R50 000 per member per event. Not for conditions that develop over time. Limited to R500 000.
Maternity Benefit
No Benefit
Casualty Benefit for Accidents
R30 000 per policy.
Casualty Benefit for Illness
R2 000 for after-hours treatment only.
General Practitioner visits (GP/ doctor)
Managed unlimited GP consultations at a network doctor.
Out-of-Network General Practitioner visits (GP)
2 consultations refunded at R475 per visit.
In-Room Procedures
Defined list of procedures a network GP can perform in their rooms at no additional charge.
Pharmacy Clinic Nurse Care
Unlimited care for a defined list of procedures available from nurses at Mediscor pharmacies with contracted clinics.
Specialist Benefit
R2 600 per member. Referral by network GP required. Members must pay cash and claim from Wesmart.
Acute Medication
Unlimited Acute Medication available only from a Mediscor pharmacies. Subject to Formulary.
Over-the-Counter Medication (OTC)
R210 per month. R850 per year. Subject to Formulary.
Chronic Medication
Unlimited. Approval must be obtained from Chroniline. Chronic Medication may be obtained from a Mediscor pharmacy or from a Network Dispensing Doctor.
Subject to Formulary.
Radiology
Unlimited Black and white x-rays only. Member must be referred by a network GP.
Pathology
Unlimited blood tests according to our list of tests. Members must be referred by a network GP.
Dentistry
Basic dentistry only. Treatment available based on Wesmart‘s Protocols and limits.
Optometry
Only available at Specsavers branches. 1 consultation, 1 set of frames with single vision lenses per member, every 24 months. Maximum of R1 450.
ADDITIONAL BENEFITS
Hospital Footprint
Access to all private hospitals accepting health insurance products.
Pre-Authorisation is required for all hospital admissions on 010 599 1172.
Value Added Benefits
24-hour Emergency Medical Services
24-hour cover for private ambulances and emergency medical evacuation in the event of
emergencies. Pre-authorisation required (not available on the Primary Standard Option)
Personal Health Advisor (24/7)
Clinically trained Personal Health Advisor available for telephonic consultations and advice, including Trauma Councelling, Health Information, Chronic condition management, general Health advice.
Accidental Death Benefit
Principal: R15 000
Adult Dependant: R10 000
Child Dependant: R8 000
Pharmacy Clinic Nurse-Based Care
Nurse-Based Care
Care from qualified nurses at over 700 pharmacy Wellness Clinics. Visit them in store at your convenience or book an appointment for a consultation. Nurses will give you a medical referral if necessary. Available at all Mediscor Pharmacies with contracted Clinics.
• General Member Wellness
• Women’s Health
• Assistance Managing Chronic Conditions
General Member Wellness
• Glucose and Cholesterol screening / testing / monitoring.
• Treatment of wounds.
• Administration of injections, including annual flu injection.
• Hb, Malaria and Urine Screening.
• Syringing of ears.
• Advice on how to best manage your status and health.
Women's Health
Caring advice women can rely on, offering all types of female health assessments such as
pregnancy testing, breast screening, pap smear testing and other female screenings.
Assistance Managing Chronic Conditions
Nurses will help you manage your chronic condition and assist you with monitoring and
advice, including but not limited to:
• Diabetes Hba1C and foot screening.
• Blood pressure and lipogram testing, BMI monitoring.
• Peak flow and nebulization. Control asthma by getting rescue medication directly into the lungs.
• HIV screening, testing and counselling: Learn your HIV status and get psychological help after testing positive. A counselling session is offered pre-testing as well.